What is FEMA’s High Water Mark Initiative and How Does it Help Protect Your Property from Flooding?
Every property, both commercial or residential, in the United States is at risk for floodingFlooding is the overflow or accumulation of water in areas t... More. Whether the zone is at a low, moderate or high risk, floodingFlooding is the overflow or accumulation of water in areas t... More can happen anyplace it rains—which means anywhere on earth. Environmental floodingFlooding is the overflow or accumulation of water in areas t... More may be caused by numerous natural or manmade events: overflowed river banks, heavy rainfall, dam breaks, gutter overflows and ice melts.
When an area inside a community is at a high risk for floodingFlooding is the overflow or accumulation of water in areas t... More, residents should be aware. The Federal Emergency Management Agency (FEMA) recognizes the importance of imparting knowledge about flood hazards to property owners around the country. In partnership with the National Flood Insurance Program, which is the single entity that offers flood insurance to home and business owners in the US, the High Water Mark initiative (HWM) was established. Federal funding drives the efforts to educate communities about flood risks.
To inform community members, representatives of the High Water Mark initiative engage in regular educational projects. Hight Water Mark program coordinators are active around the country. Grassroots groups, neighborhood councils, city officials and community-based organizations contribute their efforts to make the High Water Mark program effective.
Signs Are Extensive
The Federal Emergency Management Agency (FEMA) recognizes the importance of imparting knowledge about flood hazards to property owners around the country.
Five to 20 red, white and blue HWM signs that indicate flood risks are posted around a community. In New York City, for instance, HWM project coordinators, like Jim Jensen, post signs to mark where storm surges and floodingFlooding is the overflow or accumulation of water in areas t... More have produced high water lines. Signs are posted in places like under Williamsburg Bridge, which is a major hurricane risk zone. Less official areas receive ample attention, too. Waterfront bars, like the aptly named WatermarkA watermark is a visible stain or discoloration left on surf... More, are ideal spots HWM signs are placed.
Superstorm Sandy revealed vulnerable parts of New York City that are at risk for coastal floodingFlooding is the overflow or accumulation of water in areas t... More. Well-recognized locales like Staten Island and Lower Manhattan benefit from High Water Mark signage. Vicinities where Superstorm Sandy did not have a significant impact but that are still at risk include such areas as LaGuardia Airport and the South Bronx. With the HWM program, community members are more aware of the flood dangers, even though Sandy failed to hit hard in these locales.
Signs Benefit Communities
Prominently displayed signs start conversations. School kids who notice the community signage may be inspired to learn about tide cycles, weather forecasting and the environment. The massive educational potential of HWM signs is beneficial in building community resiliency against floodingFlooding is the overflow or accumulation of water in areas t... More. Plus, homeowners who come across High Water Mark signage enough times consider the need to purchase flood insurance from the National Flood Insurance Program. Coastal defenses are likely to be built when High Water Mark signs prompt the political support necessary for such public investments.
Discussions Spur Awareness
Parking HWM signs around town is not the only method FEMA utilizes to build community awareness of at-risk flood zones. FEMAs regional staff members regularly work with community members, launching discussions and providing advice intended to lessen the disastrous effects of floodingFlooding is the overflow or accumulation of water in areas t... More.
Federal Working Group Meetings are held monthly between FEMA representatives and community leaders. Local resourcesResources include tools, personnel, equipment, and materials... More are identified during these gatherings as well as support. In addition to meetings, the role of the HWM program is publicized further in community forums and events. Community members involved in the meetings help pinpoint prominent locations for HWM signs.
HWM Signs Protect Properties
A community’s perception of flood risks to their area is critical to mitigating losses due to floodingFlooding is the overflow or accumulation of water in areas t... More. Research done by FEMA in 2013 estimated that only 10 percent of surveyed residents believe their home is in danger of floodingFlooding is the overflow or accumulation of water in areas t... More; and only 30 percent believe their community is at risk for floodingFlooding is the overflow or accumulation of water in areas t... More. In fact, extreme weather events in the US produce on average 5,000 floods and 26,000 severe thunderstorms—all of which can leadLead is a heavy metal that can be toxic to humans, especiall... More to floodingFlooding is the overflow or accumulation of water in areas t... More.
Numerous instances around the country demonstrate how the High Water Mark initiative has broken ground:
- In San Anselmo, California, 400 homes have been removed or are in the process of being removed from the Special Flood Hazard Area, ensuring community protection.
- Santa Rosa County, Florida, saw the increase of property owners who purchased flood insurance policies. Markedly, during the first month of the HWM campaign, flood insurance sales spiked by nine percent.
- Future community mapping and coastal floodingFlooding is the overflow or accumulation of water in areas t... More in Orange Beach, Florida, received greater attention.
- In Franklin County, Kentucky, the HWM initiative shined a light on an upcoming dam project.
In Minot, North Dakota, a major flood in 2011 cost the city $1 billion in damages. The subsequent High Water Mark program was instrumental in raising awareness of the locale’s flood risk. Minot’s participation in FEMA’s High Water Mark initiative gives the town points, which decrease flood insurance premiums for residents. For example, under FEMA’s Community Rating System, the town has a Class 8 rating. The rating entitles residents to a ten percent reduction on premiums through FEMA’s insurance program.
Residents who are knowledgeable about how deep floodwaters have affected a specific area decrease personal risk and are better prepared for future devastations. Evacuation methods are planned, and emergency kits are prepared in advance.
When your home or business is devastated by a flood, contact a reputable water damage restoration company right away. Skilled technicians arrive onsite quickly to repairRepair is the act of fixing or restoring damaged property, m... More and restore properties affected by storms and floodingFlooding is the overflow or accumulation of water in areas t... More.
Included in flood damage restoration services is the full extraction of water and excess moisture from the structureStructure refers to the framework or components of a buildin... More. Advanced air movers and powerful dehumidifiers are placed throughout the home or business to remove all traces of water. A thorough sanitization of the home or business is completed to return the property to its habitable state. Carpets and upholstery also are thoroughly dried.
These professionals also offer extensive storm damage restoration. Board ups or tarping secure ruined buildings. Debris, both natural and manmade, is removed. The roof, siding, windows and doors are fully repaired.
About Vince Sandri
Vince Sandri is a content writer and blogger with more than 12 years of experience. His expertise is in creating content related to disaster restorationRestoration is the process of returning a property to its pr... More, including information about preventing and reacting to natural disasters like floodingFlooding is the overflow or accumulation of water in areas t... More, water damage, fire and smoke damage, moldMold is a type of fungus that grows in damp or humid conditi... More growth, storm damage and more.
Vince has been the main contributor to RestorationMasterFinder.com since 2014. Over that time, he has written numerous service pages and blogs for disaster restorationRestoration is the process of returning a property to its pr... More providers featured on RestorationMasterFinder.com. Vince has done extensive research and covered a wide range of topics relating to disaster restorationRestoration is the process of returning a property to its pr... More to help homeowners, business owners, and property managers better protect their property. He understands the problems that disasters like floodingFlooding is the overflow or accumulation of water in areas t... More, fire, smoke, and moldMold is a type of fungus that grows in damp or humid conditi... More can cause as well as the best ways to respond to these issues to limit the damage.
Vince completed his Bachelor of Arts degree at Aurora University and his master’s degree at DePaul University. He has been writing SEO website pages, blogs, and press releases since 2012. Vince is also a musician and can be seen playing in the Chicago, IL area.
