The residents of Daytona, Florida are no strangers to severe weather with the potential for flooding and hard rains and even the occasional hurricane in the area. While many know how to react to severe weather as it occurs, some may not know how to deal with the aftermath of storm cleanup Daytona Beach. The following tips include the best actions for homeowners to take in the aftermath of a severe storm that has caused property damage.
Items to Consider During a Storm Damage Cleanup
- Homeowners that were away from their homes during the storm should not reenter their homes until it is confirmed to be safe. A storm damage restoration professional can help you determine if the home is safe.
- Call a disaster restoration service provider such as ServiceMaster Cleaning & Restoration as well as your insurance company immediately.
- If the storm caused damage across a large region or city, ask your insurance company if special teams of relief workers, contractors, and insurance agents are being sent to the area.
- Refer to your insurance policy and take note of what actions are required of you after a disaster and do them. If you do not follow these actions, you may have your claim reduced by your insurance provider.
- Thoroughly inspect your property for damage and make a list of every instance you discover along with pictures of the damage.
- Make sure to document all damages to neighboring properties; comparing neighboring damage to your damage could help the claim process by preventing the insurance provider from downgrading the claim by determining that neglected maintenance or some other unrelated circumstance caused the damage.
- Keep track of every bit of communication between you and your insurance provider including e-mails and phone calls.
- Do not complete any repairs unless you have to and make sure to keep the receipts for all materials and repair services.
- Check the identification of the insurance adjuster to avoid scams.
- If you must be evacuated, do not be afraid to ask for money up front against your claim. If the insurance company agrees, they will provide a check that will be reduced from the final payout.
- Some insurance providers may offer partial settlements early on in the process. Make sure to review the settlement carefully and if you do not feel comfortable with it, decline it and continue through the entire claims process.
- Make sure to hire a trusted disaster restoration service provider.
- Hiring a public adjuster may be to your advantage because adjusters from the insurance company may be looking to save costs and reduce your claim.
If your home or business suffers significant damage as a result of severe weather, follow these tips to get the restoration and insurance claim process started. Storm damage creates a stressful situation but knowing how to properly react in the aftermath can help ease the stress.